Life Assurance
 |
 |
 |
 |
 |
Life Assurance - What if the worst should happen?
Many experience difficulties while trying to arrange life protection policies when living with a medical condition, disability or allergy. The insurers' approach to your individual circumstances can vary greatly. Unique Insurance Services have a vast knowledge of the underwriting approach of various insurance companies. We use our knowledge and experience in the market to help you obtain the cover you require and to do so at the most competitive premium.
One call to quote on 01603 828 207, or email MedicAlert@heathlambert.com
One call to quote today (Please note that MedicAlert does not share any of your medical information with Unique Insurance Services. If you wish to obtain a quotation from Unique you will need to provide us with your personal and, where appropriate, medical information.)
For one call to quote call 01603 828 207, quoting WEB
or please click to complete the fact-find questionnaire and return to us via email at MedicAlert@heathlambert.com
or post it to Unique Insurance Services, Grosvenor House, 112-114 Prince of Wales Road, Norwich NR1 1NS.
Unique Insurance Services can offer:
Term life – paying a lump sum should you die within the term of the policy.
Term critical illness – making a single lump sum payment on the diagnosis of certain specified illnesses during the term of the plan.
Permanent health insurance – designed to pay you a regular income after a waiting period should you be unable to work through illness or disability, paid until either you return to work, your death or the expiry of the policy.
We cannot guarantee cover for everyone, but promise a sympathetic approach as we have an understanding of medical conditions, disabilities and allergies and work with insurers to help you get the protection you need. Our panel of insurers has been selected based on their realistic underwriting approach. Striving to obtain the best deal for you, we discuss your individual circumstances with various underwriters before selecting the most appropriate company to offer you cover.
In order to proceed with your quotation, you will be required to complete an application form. This can be completed over the telephone or posted to you. Once received, the insurer will usually request a GP report from your doctor (please note the insurer will pay for the cost of the report). Once the insurer has all the required information they will then offer final acceptance terms. It is only at this stage that any premium can be guaranteed.
There is no obligation at any stage of this process and no cost to you for using Unique Insurance Services. Unique are paid commission by the insurer if you purchase the policy, MedicAlert then receive a percentage of this commission at no additional cost to you.
Return to Insurance Services homepage
Unique Insurance Services is a trading name of Heath Lambert Limited which is authorised and regulated by the Financial Services Authority. Registered office: 133 Houndsditch, London, EC3A 7AH. Registered No. 1199129, England and Wales.
